Home Insurance. Thursday , December 21st , 2017 - 23:50:01 PM
An insurance company calculates the percentage and frequency of claims for each profile based on actuary science. If statistics show that out of every 500 policy holders within a given profile A, 5 of them are likely to make a claim within a year, they'll see such a profile as a higher risk than another, B, that has an average of one claim out of every 300 policy holders yearly.
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