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 Explaining Actual Cash Value Homeowners Insurance Policies

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hoj Home Insurance, 2017-09-20 07:54:19.

A homeowners insurance policy that pays claims based on the actual cash value of the damaged or destroyed property is a more affordable alternative to replacement cost policies and takes depreciation into consideration. Depreciation is defined as the cost to repair or replace a damaged or destroyed home minus depreciation...


 How To Buy Home Insurance

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hoj Home Insurance, 2018-01-04 11:26:50.

Before you can settle on that house you want to buy, you will have to provide proof of home insurance. Your lender will require it, and truthfully, it is in your best interest - unless you can afford to buy another one with cash. Like any other product, though, there...


 More Florida Home Insurance Cancellations On The Way

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hoj Home Insurance, 2018-01-04 11:26:47.

Just when you thought that most of the Florida home insurance cancellations were a thing of that past, new threats to your homeowners insurance coverage are on the horizon. And these cancellations are occurring at a time when home insurance rates in Florida are rising despite the nationwide recession. For starters...


 How To Get Affordable Homeowner's Insurance In Maryland

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hoj Home Insurance, 2018-01-04 11:27:03.

While the state of Maryland does not require homeowners to have homeowner's insurance, the fact is that most homes are financed and your lender will require that you carry homeowner's insurance. Keep in mind however, that you are not required to use the insurance company recommended by your lender -...


 Do I Need Home Insurance?

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hoj Home Insurance, 2018-01-04 11:26:53.

When you already have a house one question pops into your mind do I need home insurance. Well needing or not needing home insurance depends on your opinion for you're the only person who can answer that question. But before you can answer that question you need to know more...


 Fifteen Ways To Save On Your Home Insurance

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hoj Home Insurance, 2018-01-04 11:26:59.

Here are 15 ways to slash the cost of your home insurance. A wide variety of discounts are available, ranging from the type of building material used to build your home to how close you live to a fire station. These discounts will vary by state and insurance company. 1. Shop...


 North Carolina Home Owner's Insurance - Helping You Do Your Homework
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hoj Home Insurance, 2018-01-04 11:26:56.

Home owner's insurance companies usually take into consideration the location of the home before they offer a potential policyholder a quote. North Carolina home owner's insurance companies are no different. Since North Carolina is a high-risk state during the hurricane season each year, having a home owner's insurance policy is crucial...


 Sticker Shock For New Homeowners When They Buy Home Insurance
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hoj Home Insurance, 2018-01-04 11:27:01.

Probably the last thing you are thinking of when you are in the market to buy a new house is the potential cost of homeowners insurance. But, it is something that you should keep in the back of your mind as you begin house hunting. There are several aspects to your...


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